About Us
We have a track record helping clients with their their lending needs. Read more about us today
Rated 5 from 85 Reviews
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Rated 5 from 85 Reviews
We’re a team of finance professionals who believe lending should be simple, smart and strategic. Built on trust, integrity and understanding. We are here to make sense of your options and support you with clarity and care. We listen. We guide. We serve—because behind every loan is a person, a family, a future and big decisions. And because we’re part of the community we serve, we give back wherever we can. That’s who we are. That’s what being Savvy is all about.
Welcome to Savvy Home Loans – the name that literally 'uncomplicates' your home loans. With some of the most skilled brokers in Queensland and with liaison with a modest number of financial institutes, we are your your go to option, if you are looking for savvy loan options.
With a wide range of services like loans for first home buyers, refinancing, building loans, investor loans, SMSF lending, business loans, and personal loans, we are the one-stop solution for those looking for some funding.
Since the start of our service, our objective has been to offer the best financial assistance to our clients at their hour of need, keeping an eye on their needs and budgetary strength. We have always maintained transparency, promptness and flexibility, which has always left our clients more than 100% satisfied. Our brokers are caring and flexible in approach, apart from being professional and knowledgeable. The fact that they have in-depth knowledge about the market dynamics at any given point in time helps them to come up with the best tailored solution for our clients.
At Savvy, giving back to our community is at the heart of who we are. We're proud to make a positive difference through several meaningful initiatives.
Kiva Microfinance Support - We actively support entrepreneurs in developing countries through Kiva, providing micro-loans that help create opportunities and build stronger communities worldwide.
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Our community involvement reflects our core belief that success is measured not just by business growth, but by the positive impact we create in the lives of others.
Kavulik Island Village, Papua New Guinea - We are committed to supporting the village and have provided survival kits during king tides to rebuild homes and essential supplies, two water tanks and you're settled loans allow us to ongoingly contribute $10 for every loan settled to further assist those in need.
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At Savvy, we live by a simple yet powerful philosophy: treat others as you wish to be treated. We're proud to offer professional services with a personal touch, because when you work with us, you're more than just a client—you become part of the Savvy Family.
Nothing speaks more to our legacy than the trust we've earned across generations. From grandparents to parents and now their children, we've had the honour of guiding families through their financial journeys with expertise and care. It's a privilege we carry with great responsibility, and one we never take for granted.
You can count on us for our core principles:
✔ Client first approach - your needs and goals drive every decision we make.
✔ Integrity - we honour our commitments and stand by our promises.
✔ Trust - we value the trust our clients place in us and we serve to the best we can.
✔ Excellence - we strive for everyday to bring you optimal solutions.
✔ Communication - proactive and timely updates to remove stress through your lending journey.
✔ Accountability - we take ownership of our actions and outcomes, delivering on our best always.
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Vicki Kerr
Savvy Home Loans made our dream come true! They understood our vision and had the knowledge and skill to make it happen. Other brokers pale into insignificance by comparison. Leanne Pon is Director of the company and a brilliant financial strategist, who is supported by an outstanding team including her son Jarrad. Our service experience was flawless. Their communication, expertise and dependability were second to none. There is no other mortgage broker I would consider using and I trust Savvy completely to look after our future needs. It was an absolute delight to engage with such an exceptional service provider. I only wish I had discovered Savvy earlier, but at least I can be grateful that I'm a Savvy client now. Thank you Leanne, Jarrad and Emma!
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Ridesofourlives
We can't thank Savvy Home Loans enough for helping us secure our first home 10yrs ago and have now helped us save thousands of dollars by us switching lenders! Their service and expertise is truly 5-star! They are professional, friendly, and always willing to go the extra mile. We've already recommended them to all our friends and family, and we’ll continue to do so! If you're looking for someone who genuinely cares and delivers results call the team at Savvy Home Loans!!
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Wendy Hand
Working with Savvy Home Loans and Emma has been an absolute pleasure. The entire process was seamless from start to finish. The platform is incredibly user-friendly, making each step simple and straightforward. Emma was fantastic to communicate with always responsive, clear, and genuinely supportive throughout the journey. What really stood out were the out-of-the-box solutions Emma brought to the table. If you're looking for a smart, stress-free way to secure a home loan, I can't recommend Savvy Home Loans and Emma highly enough!
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Mick Lindsay
Amazing! We had a tough timeline, unusual conditions, unique structure and they nailed it. Emma is efficient, friendly, great communication. Spent the last 2 days moving into our dream house, would highly recommend!
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Krystal Gray
Emma was so incredible at helping us get our finance! I can’t even begin to describe the amount of effort and dedication she put in for us. We through so many hurdles her way, but she managed to make it work in such a short time frame. All while remaining friendly and professional to deal with. No way we would of got it done without her. Thanks Emma! ☺️
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Ning Cing
The Savvy Home Loan team has been exceptionally helpful—efficient, professional, proactive, and incredibly knowledgeable. They consistently go above and beyond to secure our investment loan. We couldn’t recommend them highly enough. Leanne, Emma, Derrick, and Jarrod—it’s been a pleasure working with you. Donald and I feel very fortunate to know you and to have received your support. Well done, team!
We examine an extensive selection of financial products from banks, credit unions, and lending institutions nationwide. This enables us to review thousands of available options and ensure we consistently recommend the most suitable home loans for our clients.
We love working with first-time home buyers! Our team has comprehensive expertise in the entire home buying journey and can guide you toward securing the appropriate home loan. We're also well-versed in the various programs designed to support first-time buyers, including the First Home Owners Grant and different stamp duty exemptions that may be available.
Absolutely! We're confident in our ability to locate the most competitive interest rates for your refinancing needs, whether you're dealing with a residential home loan or an investment property loan.
Every one of our mortgage brokers maintains full accreditation and holds membership with the Mortgage and Finance Association of Australia. They demonstrate the highest level of professionalism and deliver outstanding service across various lending solutions.
Our services extend beyond home loans to include investment property loans, construction financing, vehicle loans, personal loans, and numerous other lending products. If you need financing for a purchase, we can likely provide assistance.
Mortgage brokers serve as your advocate in finding the most appropriate loan from major banks, smaller financial institutions, or alternative lending sources. We offer access to a comprehensive range of products that exceeds what any individual lender can provide, allowing us to handle all the research and comparison work to identify the perfect loan solution for your specific needs.
Savvy Home Loans Pty Ltd ABN: 37 128 927 211. Leanne Pon, Derrick Pon and Emma Klingner are authorised credit representatives under Australian Credit Licence #388758..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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