Meet Our Savvy Team
Check out the team at Savvy Home Loans and get in touch with a qualified Finance & Mortgage Broker today.
Rated 5 from 111 Reviews
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Rated 5 from 111 Reviews
Owner, Director, Broker, JP (Qual), Mortgage & Commercial Broker
Leanne co-founded Savvy Home Loans in 2007 and brings over 25 years of experience in residential and commercial lending. Her journey started when Kerry Packer's investment in Wizard Home Loans inspired her to open her own franchise, all while raising six kids under nine and a teenager. Bold, hectic, and the beginning of something enduring.
As Head of Growth at Savvy, her passion lies in lifting others up, investing in her team, and ensuring every client feels genuinely cared for, whether it's a straightforward home loan or a multilayered commercial solution.
As Shakespeare said, "A jack of all trades is a master of none, but oftentimes better than a master of one" and that's Leanne in a nutshell. Practical, intuitive, and always ready with a Savvy way forward.
Outside of finance, she likes to eat (food), pray (for a never-ending weekend), love (babies, mahjong & all things under the Tuscan sun).
Email: leanne@savvyhomeloans.com.au
Phone: 0412 692 840
Owner, Director, Broker, Asset Finance
Derrick is co-founder of Savvy Home Loans and after 23 years in the industry, the best thing is (as Lawsie would say) “Keeping the dream alive” helping his original clients through all the stages of their property journey. Better yet, it gives him the warm & fuzzies to know be helping the next generation, the children of those original clients live the dream too! Better still, the third generation is coming through, although he won’t be around to help them, that’ll be up to Jarrad and the next generation of the Savvy family!
If he wasn’t in the finance game, he’d be designing & building things and windsurfing wherever there’s clear waters & strong winds!
Email: derrick@savvyhomeloans.com.au
Phone: 0404 025 985
Senior Mortgage Broker
With more than 18 years of experience across finance and lending, Emma Klingner brings deep industry expertise and a genuine commitment to helping clients make confident property decisions.
After establishing a strong foundation with a major bank, Emma moved into mortgage broking in 2016 and has been proudly supporting clients ever since. Today, as a Senior Mortgage Broker at Savvy Home Loans, Emma works alongside her dedicated team to deliver tailored lending solutions for a wide range of clients, from First Home Buyers to experienced property investors.
Emma has extensive experience assisting self‑employed borrowers, complex lending scenarios and clients looking to build long-term through property, including SMSF lending. Her approach goes beyond simply arranging finance; she focuses on understanding each client's broader goals and helping them structure their lending in a way that supports their future plans.
Known for her calm guidance and clear communication, Emma builds long-term relationships with her clients, supporting them through every stage of their property journey with clarity, confidence, and care.
Emma is also a proud wife and mum of three, passionate about helping families create financial security and long‑term freedom. She believes the right lending strategy can open doors to opportunity, and she is dedicated to making the finance process empowering, transparent, and seamless for every client she works with.
Outside of work, Emma lights up when she’s in the kitchen or entertaining, bringing people together with great food, laughter and warm hospitality.
Think: Eat, Pray, Love - Savvy style.
Email: emma@savvyhomeloans.com.au
Phone: 0402 478 820
Customer Service Manager & Credit Analyst
Jarrad Pon didn't arrive at Savvy Home Loans by the usual route, but every step of his journey has shaped the thoughtful, committed Credit Analyst he is today, now in his second year in the finance industry. John & Paul (yes, those two Beatles) wrote and sang about the long and winding road that leads to your door, and they could well have been singing Jarrad's life story.
Jarrad holds a double degree in Accounting and International Business and spent time in sales with a major home builder, gaining exposure to property from the ground up.
Now part of the Savvy team, he supports brokers and clients through the lending journey, crunching numbers, verifying details, refining finance solutions and progressing loans to settlement with precision. With deep family ties to the business, Jarrad is here to learn every corner of it, contributing meaningfully to a legacy built on trust, integrity and growth, and excited to help clients make confident, informed decisions.
If he's not working the numbers, Jarrad will be in the gym or with the love of his life, setting up home and cooking up a storm.
Email: info@savvyhomeloans.com.au
Phone: 07 3808 4433
OC
Olivia Cosham
A massive thank you to the Savvy Home Loans team for helping us purchase our dream island home! Given our unique situation and ignorance to how things work, we were likely not the easiest clients to deal with, but Emma, Leanne and Jarrad were all incredibly patient with us and held our hands every step of the way. Emma was particularly meticulous in her attention to detail, 100% proving her assurances that she's like "a dog with a bone" and going above and beyond to help get us over the line! Not only does this team demonstrate a high level of professionalism, diligence and conscientiousness, but they are all super friendly, approachable, and dedicated to helping their clients fulfil their dreams. I can't recommend them enough!!!
JA
Jody A
Another seamless transaction. When it comes to my finances the Savvy Team is the only place to go. Quick turn around, transparent and super friendly. Thanks again Leanne, Emma & Jarrad it has been an absolute pleasure as always :)
DS
David Sauer
Our experience with Savvy home loans has been very helpful and wonderful. Over the past few years , Derrick and Leanne has been above and beyond with the service they provide. They are very professional in the work they do and at the same time, they are warm and friendly as if they are family.
MK
Mirou K (Miz)
Savvy Home Loans are amazing. I highly recommend Savvy, they have made everything with our home loan process very smooth and easy. The team are great, communication is prompt and clear with what we had to do. Thank you soo much again Savvy for your work, we really appreciate it.
AB
Angela Barton
My experience with Savvy Home Loans has been fantastic! Emma was incredibly patient, helpful and it felt like she really cared about getting us into our new home. I can’t fault my experience with Emma, and I would recommend her to anyone looking for a mortgage broker.
ME
Mel Eddes
Emma was amazing. Very helpful and guided me through this whole process
We examine an extensive selection of financial products from banks, credit unions, and lending institutions nationwide. This enables us to review thousands of available options and ensure we consistently recommend the most suitable home loans for our clients.
We love working with first-time home buyers! Our team has comprehensive expertise in the entire home buying journey and can guide you toward securing the appropriate home loan. We're also well-versed in the various programs designed to support first-time buyers, including the First Home Owners Grant and different stamp duty exemptions that may be available.
Absolutely! We're confident in our ability to locate the most competitive interest rates for your refinancing needs, whether you're dealing with a residential home loan or an investment property loan.
Every one of our Mortgage Brokers maintains full accreditation and holds membership with the Mortgage and Finance Association of Australia. They demonstrate the highest level of professionalism and deliver outstanding service across various lending solutions.
Our services extend beyond home loans to include investment property loans, construction financing, commercial loans, vehicle loans, personal loans, and numerous other lending products. If you need financing for a purchase, we can likely provide assistance.
Mortgage brokers serve as your advocate in finding the most appropriate loan from major banks, smaller financial institutions, or alternative lending sources. We offer access to a comprehensive range of products that exceeds what any individual lender can provide, allowing us to handle all the research and comparison work to identify the perfect loan solution for your specific needs.
Savvy Home Loans Pty Ltd ABN: 37 128 927 211. Leanne Pon, Derrick Pon and Emma Klingner are authorised credit representatives under Australian Credit Licence #388758..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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