Asset Finance

Purchase a new vehicle, plant or machinery with an Asset Finance solution tailored to your needs. Get help from an experienced Finance & Mortgage Broker at Savvy Home Loans today!

Rated 5 from 85 Reviews

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Whether you're wanting a new vehicle, plant or machinery, Savvy Home Loans is on your side

At Savvy Home Loans, we understand that every business has unique financial needs. Whether you are looking to expand your capabilities or simply replace outdated tools, asset finance offers a practical solution. By applying for asset finance, you can access options from banks and lenders across Australia tailored to suit your business needs. This approach allows you to secure necessary equipment without disrupting your cash flow, whether you're in Brisbane, QLD, or anywhere else in the nation. Our aim is to help you make informed decisions about acquiring office equipment, work vehicles, or specialised machinery.

Asset finance is an effective way to manage the costs associated with buying new equipment or upgrading existing assets. From office equipment to heavy-duty machinery like excavators, dozers, and cranes, asset finance can cover a wide range of needs. Our service includes a streamlined application process, ensuring you can access commercial equipment finance without unnecessary delays. We offer various loan options such as chattel mortgages and hire purchase agreements, each designed to suit different financial strategies. A chattel mortgage allows you to own the equipment from the outset while using it as collateral. This option often provides lower interest rates and fixed monthly repayments, making it easier to manage cash flow over the life of the lease.

Interest rates and loan amounts vary depending on the type of asset and the lender's terms. At Savvy Home Loans, we work diligently to help you find the most competitive rates available. Whether you need a truck, trailer, or factory machinery, we tailor our services to match your business's requirements. Our extensive network of lenders enables us to offer flexible finance options that align with your cash flow and operational demands. By focusing on your business needs, we ensure that you make the best choice when applying for asset finance.

Furthermore, asset finance is not just about acquiring new assets; it also supports your business's growth by freeing up working capital for other critical areas. For example, if you're considering upgrading office equipment or acquiring specialised vehicles like tractors or graders, asset finance can help spread the cost over time. This approach allows for more predictable budgeting with fixed monthly repayments. As a result, you maintain better control over your finances while still expanding your operational capacity.

In summary, asset finance is a robust tool for businesses aiming to enhance their productivity and efficiency without straining their resources. Savvy Home Loans is committed to providing access to asset finance options from banks and lenders across Australia that meet your specific needs. Our streamlined application process ensures that whether you're buying new equipment or upgrading existing tools, you do so with confidence and ease. Contact us today to explore how our tailored finance options can support your business's growth and sustainability.

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Reviews for Savvy Home Loans

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Vicki Kerr

Savvy Home Loans made our dream come true! They understood our vision and had the knowledge and skill to make it happen. Other brokers pale into insignificance by comparison. Leanne Pon is Director of the company and a brilliant financial strategist, who is supported by an outstanding team including her son Jarrad. Our service experience was flawless. Their communication, expertise and dependability were second to none. There is no other mortgage broker I would consider using and I trust Savvy completely to look after our future needs. It was an absolute delight to engage with such an exceptional service provider. I only wish I had discovered Savvy earlier, but at least I can be grateful that I'm a Savvy client now. Thank you Leanne, Jarrad and Emma!

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Ridesofourlives

We can't thank Savvy Home Loans enough for helping us secure our first home 10yrs ago and have now helped us save thousands of dollars by us switching lenders! Their service and expertise is truly 5-star! They are professional, friendly, and always willing to go the extra mile. We've already recommended them to all our friends and family, and we’ll continue to do so! If you're looking for someone who genuinely cares and delivers results call the team at Savvy Home Loans!!

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Wendy Hand

Working with Savvy Home Loans and Emma has been an absolute pleasure. The entire process was seamless from start to finish. The platform is incredibly user-friendly, making each step simple and straightforward. Emma was fantastic to communicate with always responsive, clear, and genuinely supportive throughout the journey. What really stood out were the out-of-the-box solutions Emma brought to the table. If you're looking for a smart, stress-free way to secure a home loan, I can't recommend Savvy Home Loans and Emma highly enough!

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Mick Lindsay

Amazing! We had a tough timeline, unusual conditions, unique structure and they nailed it. Emma is efficient, friendly, great communication. Spent the last 2 days moving into our dream house, would highly recommend!

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Krystal Gray

Emma was so incredible at helping us get our finance! I can’t even begin to describe the amount of effort and dedication she put in for us. We through so many hurdles her way, but she managed to make it work in such a short time frame. All while remaining friendly and professional to deal with. No way we would of got it done without her. Thanks Emma! ☺️

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Ning Cing

The Savvy Home Loan team has been exceptionally helpful—efficient, professional, proactive, and incredibly knowledgeable. They consistently go above and beyond to secure our investment loan. We couldn’t recommend them highly enough. Leanne, Emma, Derrick, and Jarrod—it’s been a pleasure working with you. Donald and I feel very fortunate to know you and to have received your support. Well done, team!

Frequently Asked Questions

What interest rates are available through your services?

We examine an extensive selection of financial products from banks, credit unions, and lending institutions nationwide. This enables us to review thousands of available options and ensure we consistently recommend the most suitable home loans for our clients.

Do you assist first-time home buyers?

We love working with first-time home buyers! Our team has comprehensive expertise in the entire home buying journey and can guide you toward securing the appropriate home loan. We're also well-versed in the various programs designed to support first-time buyers, including the First Home Owners Grant and different stamp duty exemptions that may be available.

Do you provide refinancing services for current mortgages?

Absolutely! We're confident in our ability to locate the most competitive interest rates for your refinancing needs, whether you're dealing with a residential home loan or an investment property loan.

Do your mortgage brokers hold proper licensing and accreditation?

Every one of our mortgage brokers maintains full accreditation and holds membership with the Mortgage and Finance Association of Australia. They demonstrate the highest level of professionalism and deliver outstanding service across various lending solutions.

Is your assistance limited to home loans only?

Our services extend beyond home loans to include investment property loans, construction financing, vehicle loans, personal loans, and numerous other lending products. If you need financing for a purchase, we can likely provide assistance.

What are the benefits of working with a mortgage broker?

Mortgage brokers serve as your advocate in finding the most appropriate loan from major banks, smaller financial institutions, or alternative lending sources. We offer access to a comprehensive range of products that exceeds what any individual lender can provide, allowing us to handle all the research and comparison work to identify the perfect loan solution for your specific needs.

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Book a chat with a Finance & Mortgage Broker at Savvy Home Loans today.