Commercial Loans

Whether it's to purchase a property, equipment or business, we're here to help

At Savvy Home Loans, we understand that accessing the right commercial loan can be pivotal for businesses looking to grow and thrive. Whether you're based in Brisbane or anywhere across Australia, our expertise in commercial loans can support your ambitions—be it buying commercial property, expanding your business, or upgrading equipment. Our goal is to match you with the ideal commercial loan options from banks and lenders across Australia, ensuring you benefit from flexible loan terms and competitive interest rates. Our streamlined application process makes applying for a commercial loan straightforward and efficient, saving you time and effort.

When considering commercial loans, understanding the variety of options available is essential. At Savvy Home Loans, we offer both secured and unsecured commercial loans to suit different needs. A secured commercial loan, often backed by collateral such as property or equipment, typically offers lower interest rates and flexible repayment options. Conversely, an unsecured commercial loan does not require collateral but might come with higher rates. Regardless of the choice, our team works diligently to find you the best interest rate and loan structure to meet your financial goals.

For businesses eyeing expansion or equipment upgrades, commercial finance can be a valuable tool. Whether you aim to buy an industrial property or acquire new machinery, having access to a range of loan options is crucial. We provide solutions that include flexible repayment options and progressive drawdown plans, allowing businesses to draw funds as needed. This adaptability is particularly beneficial for those looking to manage cash flow while making significant investments.

Commercial property finance is another area where we excel, offering tailored solutions for those looking to buy commercial land or invest in new premises. With both variable interest rate and fixed interest rate options available, clients can choose a plan that aligns with their risk tolerance and financial strategy. A revolving line of credit is also an option, providing ongoing access to funds for businesses with fluctuating capital needs.

The loan amount and repayment terms are pivotal considerations when applying for a commercial loan. At Savvy Home Loans, we ensure that each loan structure is designed to support your specific business objectives. Our experts guide you through the application process, explaining every aspect from redraw facilities to flexible loan terms. We aim to make the journey of securing finance as seamless as possible, so you can focus on what matters—growing your business.

In summary, Savvy Home Loans is dedicated to helping Australian businesses access the best commercial loan options available. From competitive interest rates to a streamlined application process, our services are designed to make buying commercial property or expanding your business a reality. Contact us today to discuss how we can assist with your commercial finance needs and help turn your business aspirations into achievements.

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Reviews for Savvy Home Loans

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Celeste Carson

The team at Savvy have been incredible to work with. As a first home buyer the process can be overwhelming and confusing and while the team are very busy I felt cared for every step of the way. They are in constant communication to help get what you need over the line and the systems that have been setup make the process of uploading docs etc very smooth. I couldn’t recommend the team highly enough. Thank you so much for making one of the most important financial decisions of my life not only seem possible but an actual reality!

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clifford sharp

We have been dealing with Leanne and Derick since 2004 when we bought our first home . We haven't needed to anybody else for our financial needs. We have bought cars, vans and trucks using their financial expertise, getting really great deals. I have never seen anyone put so much energy into getting you the Best deal they can as quick as they can. Highly recommend them to anybody, and do frequently.

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Paul Knight

We had an outstanding experience working with Savvy Home Loans. From the first phone call, they were professional, knowledgeable, and incredibly easy to deal with. They took the time to understand exactly what we were hoping to achieve and came back with options that suited our budget and long-term plans. What impressed us most was how proactive they were - constantly keeping us updated, answering questions quickly, and making sure every step was straight forward. Thanks to Emma and Jarrad, the whole process was faster and smoother than we expected. I'd recommend them without hesitation to anyone looking for a reliable and genuinely helpful home loan broker. Excellent service from start to finish!

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Heidi Knight

Working with Emma and Jarrad at Savvy Home Loans was an absolute pleasure! From start to finish, they made the entire refinancing process smooth, stress-free, and easy to understand. They took the time to explain all our options, answered every question with patience, and truly went above and beyond to find the best solution all in just over a week turnaround! Their communication was fantastic and we always felt informed and supported. What really stood out was their genuine care and professionalism. We can't recommend Emma, Jarrad and Leanne highly enough. If you're looking for a knowledgeable, trustworthy, and friendly home loan broker, this is the one! Thank you for making this experience exceptional.

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clinton taylor

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John White

I have just been recently divorced, and it was time for me to buy a place of my own. A very daunting process when you aren't use to doing it by yourself. I was lucky enough to have an unbelievable Real Estate Agent, Penny Finnigan who put ...

Frequently Asked Questions

What interest rates are available through your services?

We examine an extensive selection of financial products from banks, credit unions, and lending institutions nationwide. This enables us to review thousands of available options and ensure we consistently recommend the most suitable home loans for our clients.

Do you assist first-time home buyers?

We love working with first-time home buyers! Our team has comprehensive expertise in the entire home buying journey and can guide you toward securing the appropriate home loan. We're also well-versed in the various programs designed to support first-time buyers, including the First Home Owners Grant and different stamp duty exemptions that may be available.

Do you provide refinancing services for current mortgages?

Absolutely! We're confident in our ability to locate the most competitive interest rates for your refinancing needs, whether you're dealing with a residential home loan or an investment property loan.

Do your mortgage brokers hold proper licensing and accreditation?

Every one of our mortgage brokers maintains full accreditation and holds membership with the Mortgage and Finance Association of Australia. They demonstrate the highest level of professionalism and deliver outstanding service across various lending solutions.

Is your assistance limited to home loans only?

Our services extend beyond home loans to include investment property loans, construction financing, vehicle loans, personal loans, and numerous other lending products. If you need financing for a purchase, we can likely provide assistance.

What are the benefits of working with a mortgage broker?

Mortgage brokers serve as your advocate in finding the most appropriate loan from major banks, smaller financial institutions, or alternative lending sources. We offer access to a comprehensive range of products that exceeds what any individual lender can provide, allowing us to handle all the research and comparison work to identify the perfect loan solution for your specific needs.