Secure the right Investment Loan to buy your first investment property or expand your property portfolio. Get help from an experienced Finance & Mortgage Broker at Savvy Home Loans today!
Rated 5 from 91 Reviews
Investing in property can be a rewarding journey, and at Savvy Home Loans, we are here to guide you through accessing investment loan options from banks and lenders across Australia. Whether you're buying a home in Brisbane or expanding your investment property portfolio nationwide, understanding the nuances of investment loans is crucial. Our expertise in securing competitive interest rates and understanding elements like lenders mortgage insurance (LMI) ensures that your investment strategy is sound and effective.
When applying for an investment loan, several factors play a critical role in determining the best options for you. Firstly, your credit history significantly impacts your borrowing capacity. A strong credit history can unlock interest rate discounts and favourable loan conditions. Additionally, the loan amount and your financial situation are pivotal in shaping the terms of your investment loan. At Savvy Home Loans, we assist in evaluating your loan to value ratio (LVR), which affects LMI and can influence your overall costs.
Understanding the property market and the associated costs such as stamp duty is vital when buying a home or your first investment property. These elements can affect your financial planning and the success of your investment. By calculating investment loan repayments accurately, you can make informed decisions. We help you consider both fixed interest rate and variable interest rate options, ensuring that your choice aligns with your long-term financial goals.
The application process for an investment loan can seem intricate, but with a streamlined application process, it becomes manageable. We support you through each step, from gathering necessary documents like bank statements to submitting a robust investment loan application. Our experience with the Australian property market allows us to provide insights into the best investment loan options available, tailored to your needs.
Applying for an investment loan also involves assessing your overall financial situation. This includes reviewing your income sources, expenses, and existing debts to determine your borrowing capacity. Our goal is to provide clarity and confidence as you explore your investment opportunities. By understanding the impact of different interest rate structures, you can optimise your investment returns.
Savvy Home Loans is committed to helping you access investment loan options that align with your objectives. By considering factors such as LVR, potential interest rate discounts, and the intricacies of the Brisbane property market, we ensure that you are well-equipped to make informed decisions. Reach out to us today to explore how we can assist you in achieving your property investment aspirations with ease and expertise.
Initial Consult with Savvy Home Loans
Have a chat with a qualified Finance & Mortgage Broker who will understand your situation and talk you through the next steps.
Investment Loan Fact Find
Your Finance & Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.
Investment Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Investment Loan draws-down and you're good to go!
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Suzy Davey
Leanne at Savvy is an experienced and extremely knowledgeable mortgage broker, always happy to help her clients understand their options.
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John White
I have just been recently divorced, and it was time for me to buy a place of my own. A very daunting process when you aren't use to doing it by yourself. I was lucky enough to have an unbelievable Real Estate Agent, Penny Finnigan who put me onto Emma as my broker, and what can I say but WOW. Emma is such a beautiful person as well as an unbelievable broker. Emma took all the daunting out of the whole process for me. Right from the very start Emma made me feel comfortable and at ease with the whole process and she delivered exactly what she said she would. She continually communicated with me and kept me up to date the whole way along, and a lot of times Emma went above and beyond what she had to do. I feel very lucky to have built such a great rapport with Emma along my journey, and I feel even luckier to have her on my side as my broker. If you want someone who is genuine through to the bone and a damn good broker as well, give Emma a call, you won't have any regrets ???? Thanks again Emma, you feel like a friend as well as my broker. I will be forever grateful ???? Warmest regards John
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Suzanne Carlton
We cannot thank Emma and Jarrad at Savvy Home Loans enough, their service was absolutely outstanding every step of the way. We tried three times with our own bank and they still couldn’t get our finance sorted but Emma and Jarrad stepped in and made it happen. They took care of everything for us and went above and beyond to make the whole process smooth, stress-free, and successful. Nothing was ever too hard; they patiently answered my countless emails with professionalism and care and went above and beyond to make the process stress-free. If you’re looking for people who truly put their clients first and deliver results, we highly recommend Savvy Home Loans-Emma and Jarrad are the best!
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Dionne Jolly
After being introduced to Leanne by my Financial Advisor Helen Baker, I cannot thank Leanne and her Savvy team Emma and Jarrod enough for their superb and personalised service in helping me secure my first home loan. The Savvy team went ...
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Greg Badrick
Great people to deal with..Emma, Leanne & Jarrad. Very efficient and obliging always contactable... I recommend them totally. Greg Badrick.
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clinton taylor
We examine an extensive selection of financial products from banks, credit unions, and lending institutions nationwide. This enables us to review thousands of available options and ensure we consistently recommend the most suitable home loans for our clients.
We love working with first-time home buyers! Our team has comprehensive expertise in the entire home buying journey and can guide you toward securing the appropriate home loan. We're also well-versed in the various programs designed to support first-time buyers, including the First Home Owners Grant and different stamp duty exemptions that may be available.
Absolutely! We're confident in our ability to locate the most competitive interest rates for your refinancing needs, whether you're dealing with a residential home loan or an investment property loan.
Every one of our mortgage brokers maintains full accreditation and holds membership with the Mortgage and Finance Association of Australia. They demonstrate the highest level of professionalism and deliver outstanding service across various lending solutions.
Our services extend beyond home loans to include investment property loans, construction financing, vehicle loans, personal loans, and numerous other lending products. If you need financing for a purchase, we can likely provide assistance.
Mortgage brokers serve as your advocate in finding the most appropriate loan from major banks, smaller financial institutions, or alternative lending sources. We offer access to a comprehensive range of products that exceeds what any individual lender can provide, allowing us to handle all the research and comparison work to identify the perfect loan solution for your specific needs.
Savvy Home Loans Pty Ltd ABN: 37 128 927 211. Leanne Pon, Derrick Pon and Emma Klingner are authorised credit representatives under Australian Credit Licence #388758..
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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